The Aon crop insurance provides cover to the insured standing crop, and crops from field to floor against;
1. Loss or damage to growing crop or crop being harvested caused by
Drought
Hail
Fire
Windstorm
Excessive rain
Damage by uncontrollable pests and diseases.
2. Loss or damage to Crop in storage due to
Fire
Lightning
Explosion
Special perils
3. Loss or damage during transit to Market against all risks.
4. Loss due to downgrading of quality as a result of defined perils which is always subject to terms and conditions outlined in the insurance policy.
covers production cost financed by financier
covers total production cost financed by financier plus other sources (Kshs/tonne) X Insured Area (Ha)
covers long term average